单句理解听力原文：These time deposits earn higher interest rates, which may be fixed or floating, but no withdrawals are allowed until the term has ended.(1)A．Sometimes the interest rates on time deposits are not fixed.B．People can draw these deposits at any time.

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单句理解

听力原文：These time deposits earn higher interest rates, which may be fixed or floating, but no withdrawals are allowed until the term has ended.

(1)

A．Sometimes the interest rates on time deposits are not fixed.

B．People can draw these deposits at any time.

C．The interest rates on time deposits are fixed.

D．The interest rates on time deposits are floating.

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单句理解听力原文：The interest rates on these small deposits are usually floating rates, and they are usually 2%- 5% below the bank's current base rates.(1)A．Bank's current base rates are higher than those on small deposits.B．Bank's current base rates are lower than those on small deposits.C．Bank's current base rates are not floating rates.D．Bank's current base rates are usually floating rates.

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听力原文：W: Then certified checks, cashier's and cash letters of credit are "all variants of demand deposits.M: Yes, that's right.Q: Which of the following is not one form. of demand deposits?(13)A．Cashier's.B．Savings certificate.C．Cash letters of credit.D．Certified cheeks.

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第3题

听力原文：M: The depositors can earn interest on demand deposits, is that right?W: Yes, but the rate of interest on demand deposits is generally well below the bank's base rate.Q: What does the woman imply?(15)A．The bank's base rate is fixed.B．The rate on demand deposits is low.C．The rate on demand deposits is high.D．The bank's base rate is floating.

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第4题

听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.24. What is a CD?25.Which of the followings generally issue CDs?26.How long does a specific maturity usually last?27.Why do CDs pay higher return to investors than T-bills?(24)A．A term deposit that can be drawn at any time.B．A time deposit with a bank.C．A current deposit.D．A cheek account.

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第5题

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单句理解听力原文：For one full year when the full principal plus interest is paid together, compound interest and simple interest yield the same dollar amount.(1)A．If the time period of the loan is one year, the simple interest and compound interest are the same.B．If the time period of the loan is the same, the simple interest and compound interest are the same.C．When the full principal plus interest is paid together, compound interest and simple interest are of the same dollar amount.D．When the full principal plus interest is paid together, compound interest and simple interest are not of the same dollar amount.

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单句理解听力原文：These time deposits earn higher interest rates, which may be fixed or floating, but no withdrawals are allowed until the term has ended.(1)A．Sometimes the interest rates on time deposits are not fixed.B．People can draw these deposits at any time.

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